Where to Find Your Finance Charge. You’ll see your finance charge listed in several places on your monthly credit card billing statement. On the first page of your billing statement, you’ll see an account summary listing your balance, payments, credits, purchases, and the finance charge, which may also be referred to as an ”interest charge.” In the breakout of transactions made on your account during the billing cycle, you’ll see a line item for your finance charge and the date the finance charge was assessed.
Unfortunately, you may not be able to avoid finance charges on all types of balances. Balance transfers and cash advances don’t have a grace period, so finance charges start accruing as soon as the balance hits your card. When it comes to these types of balances, the best way to avoid a finance charge is to stay away from those transactions completely. The exception is when your credit card has a zero percent interest rate promotion, but these rarely apply to cash advances.
Women, Men, and Money. Yet another personal finance book with a telling subtitle: ”The Four Keys for Using Money to Nourish Your Relationship, Bankbook, and Soul.” In Women, Men, and Money Author William Devine goes beyond the practical ins and outs of personal finance and gets to the emotion and meaning behind money, ”showing you how to earn, spend, invest, negotiate, and communicate about money” in a way that will enrich your relationship with your significant other.
If you’ve ever bought or sold stocks, there’s a chance you may have done so based on feelings and emotions rather than cold, hard evidence. You may want to believe you trade based on objective information, keeping an eye focused intently on your investment goals. But you’re human. You buy a stock because you saw a pundit talk about it on television. You sell a stock because it’s lost some value and you’re freaked out. You’ve probably bought or sold stocks simply because it feels good to make a transaction.
The Best Finance Magazines Covering Investment Topics. Investor’s Business Daily: Investor’s Business Daily is a finance magazine for the serious investor. It’s a well-respected publication that offers market and stock analysis for those who want to pick and choose their own stocks and bonds. I’ve never personally subscribed, but I’ve always heard great things about this publication. Wall Street Journal: All it takes to keep your finger on the pulse of what’s going on in Corporate America is a quick read of the front cover of the Wall Street Journal each morning.
The Courage To Be Rich. Suze Orman has become a household name in personal finance, in part due to her popular television show and her best-selling books. The Courage to Be Rich is but one. What makes this personal finance book different is that it is not a nuts and bolts book about money. Rather, it is a look at the emotional and psychological barriers that keep us from realizing our full financial potential. The book is a must for those who have not yet taken control of their financial future because they are being held back by attitudes about money.
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